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Habitat for Humanity of Greater Portland announces affordable home repair program to fix safety and health-related issues in Cumberland County

The Critical Home Repair program offers subsidized, reduced costs, based on income

Portland, MAINE – Habitat for Humanity of Greater Portland announces the launch of the new Critical Home Repair program, with Gold Sponsor Town and Country Federal Credit Union and Silver Sponsor Gorham Savings Bank. This new service helps low-income homeowners make needed repairs so they can live in a safe, healthy, and affordable home.

The Critical Home Repair program addresses home repair issues including:

  • Roof leaks
  • Accessibility issues, ramps, etc.
  • Stair repairs, grab bars, railings
  • Unsafe heating systems
  • Structural work, not to include foundations
  • Weatherization
  • Installation of smoke and carbon monoxide detectors

This program serves homeowners in Cumberland County who have a household income at or below 80% of HUD Area Median Income:

Household Size

Income Maximum

1

$52,100

2

$59,550

3

$67,000

4

$74,400

5

$80,462

Homeowners will also need to demonstrate:

  • A tax assessment building value less than $200,000. They have paid their property taxes on time.
  • They are current on their mortgage.
  • They must own (name on title) and occupy the home and have lived in the home for over three years.
  • Willingness for Habitat to conduct a credit check and background check on all residents over age 18

Once Habitat receives an application, the home will be reviewed for needed repairs. From there, a scope of work and price recommendation will be prepared. Families will pay only a portion of the actual costs of materials and sub-contracted in-kind labor, based on their income. Example: Project cost: $2500.

 

Family Size

Family Income

% of Cost Paid

Amount Paid

1

$9,300

15%

$375

2

$18,600

20%

$500

3

$27,500

25%

$625

4

$37,200

30%

$750

5

$46,500

35%

$875

6

$55,800

40%

$1,000

 

To apply for the Critical Home Repair program, click here.

 


Habitat for Humanity of Greater Portland 

Office Location / Mailing Address

659 Warren Avenue
Portland, ME 04103  

(P) (207) 772-2151  
Email: 
info@habitatme.org 

 
 
 
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