group of 6 people, including two Habitat homeowners, working on a construction site, taking a selfie

Program Overview & Requirements

Habitat Greater Portland partners with families to build a home that you can afford. That includes an affordable mortgage and an energy-efficient home to keep your monthly utilities low.

The process of completing your volunteer “sweat equity” hours and the building of your home typically takes upwards of 12-18 months. In that time, Habitat will prepare you for homeownership financially as well as empower you to maintain your new home yourself.

Upon completion of your home and your sweat equity hours, we will work with you on closing, resulting in an affordable mortgage on a new home and that you own!

Qualifications

Family Size 1 2 3 4 5
Max. Income $51,279 $58,604 $65,930 $73,255 $79,115

Application & Approval Process

Fill out this interest form and our team will contact you to discuss initial screening to determine preliminary eligibility.

You can do this at any time, even if we are not currently seeking applications for homeownership. You will be contacted when an application window is about to open.

This mandatory class is offered before an application window opens. Anyone who wants to apply for a Habitat home must attend this class. During this info session, our Family Services Director will walk you through the application and qualification process.

Anyone who has filled out an interest form will be contacted about these homeowner info sessions when they are scheduled. We typically hold these anywhere from one to three times per year depending on our building schedule.

Once you hand in your completed application, your information will be presented to a local community bank to determine if you can afford a Habitat home. Mortgage payments will not be more than 30% of your gross monthly income.

Members of the Family Services Committee will conduct a home visit to see the conditions you are currently living in and meet all members of your household.

If the Family Services Committee recommends your application for selection, the Habitat Board of Directors will review your materials and give final approval. You’re ready to begin the journey to homeownership with Habitat!

cape style home

Fill out a Homeownership Interest Form

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Questions?

Contact Family Services Director, Molly Brake, at molly@habitatme.org

Email Molly